Understanding Product Liability: Protecting Your Farm-Based Food Business

**PLEASE NOTE THE DATE HAS CHANGED FROM FEBRUARY 15 TO MARCH 15**

Whether you direct market farm products in their natural state, sell wholesale to restaurants and grocery stores, or make/sell value-added products (such as apple butter made from locally-grown fruit), it is important to have product liability insurance to provide protection if a food-borne illness results from a product you sold. In most cases, a traditional farm owner or business owner’s policy will exclude product liability coverage. In today’s marketplace, it is vital to cover the needs of your customers, your defense costs in a lawsuit, and any subsequent judgments of the court, should a food borne incident occur that is traced back to the farm.

Co-sponsored by the Pennsylvania SBDC’s Agriculture Center of Excellence, the Penn State Center for Agricultural and Shale Law, and Horizon Farm Credit, this two-hour educational session is designed to provide information to producers who currently are, or may be contemplating, selling raw and processed agricultural products. It will also equip you to evaluate any insurance you have to ensure that you have adequate protection. By attending this meeting, you will learn the importance of having product liability insurance, the types of situations it will address, and how to go about getting the coverage that you need.

Preregistration is required for you to attend this event on Wednesday, March 15, 2023 (NOTE: the 2/15 session has been rescheduled to this date) from 10:00 a.m. to 12:00 p.m. either at one of the following Horizon Farm Credit office locations* OR via webinar. 

*The presentation will be in person at the Mount Joy office and will be broadcast via Webex to the other offices.